Providing Coordinated Divorce Financial Solutions
Our Mission is to Help Our Women Clients:
- Prepare for your divorce,
- Go through your divorce process with our support,
- Receive continuing support , and financial services after your divorce, and
- Achieve a financially secure retirement for yourself
We can help our clients with ALL 6 financial solution areas OR any specific stage(s) depending on your needs and your current situation with the divorce process.
Our Unique 6- Stage Holistic Approach:
Stage #1 - PRE DIVORCE PREPARATION
At the beginning of your divorce process, you will recognize that your financial issues you face are just as important as your legal ones. Usually, you should get financial advice about your situation before you enter a lawyer’s office.
Many divorce attorneys are now encouraging their women clients to have a Certified Financial Planner (CFP) or a Divorce Financial Advisor (DFA) professional assist the case & be on their team. It’s definitely advantageous to hire these financial professionals at the beginning of the divorce process.
We will educate you about various financial considerations, & help you organize the required financial material and documents. With our help, you can reduce your costs incurred during your divorce process, and avoid future financial & tax pitfalls.
When you feel more secure, you will make better choices about your future, and experience less stress.
Step #2 - DISCOVER HIDDEN ASSETS AND UNDISCLOSED INCOME OF YOUR SPOUSE
Our women clients have discovered that hidden and non-disclosed assets and income from spouses are commonplace while going through a divorce.
Finding these hidden assets & income during a divorce is a challenging process, but there are several investigative strategies that we use to uncover hidden assets and undisclosed income.
A variety of personal and business strategies are used to find unreported income and any disguised asset transfer; or hiding sales; or false reporting of expenses. Also, an examination of both business and personal records will reveal unreported assets and income that are NOT required to be reported on a tax return.
Detecting concealed assets would ensure proper asset division, will dramatically improve your lifestyle.
Our founder, Harvey Weinstein, will use his experience while he worked at the Internal Revenue Service to do an investigation and identify hidden assets and income not disclosed by your spouse during the divorce proceedings.
Step #3 - PLANNING DURING YOUR DIVORCE PROCESS
We help you navigate both the financial & tax issues — and the complexities that need to be addresses— so you can take the necessary steps toward your next chapter in life.
We work with you and your attorney – so you understand the financial effects of a settlement, including:
- Understanding the true value of your marital assets,
- Understanding the tax consequences of different settlement scenarios, including the impact of alimony and/or any child support,
- Develop options to achieve an equitable settlement with your spouse,
- Helping you know what your financial future would look like if you accept settlements “A” or “B”; and the future impact of your decisions on your future financial stability.
Step #4 - POST-DIVORCE PLANNING OF YOUR LIFE
After your divorce is finalized, we continue to help you with your financial needs & to build you a new financial life. Our services are tailored to your specific needs-both short term and long term, and is designed to take away your uncertainty.
By our creating a budget for your post- divorce, you can plan for the unexpected, and together we will periodically review your financial situation and build an effective Financial Backup Plan.
We’ll work with you to ensure that ALL the terms of your Settlement Agreement are completed & you get the assets you are entitled to. We will reduce your fear & post-divorce pain, and we will help you feel safe.
A customized financial plan can be created for you that will help you achieve peace of mind about your future, and comforted with the knowledge that you’ve made the best decisions for yourself and your family.
We provide support for your post-divorce transition. We’ll educate you about post- divorce complex tax implications of your Settlement terms.
We will help you by offering several post-divorce coaching services, customized to your needs:
- Helping you to safeguard your benefits received from your Settlement,
- Planning for your post-divorce expenses, and calculate your future financial goals,
- Maximizing your retirement income .
Step #5 - PREPARING FOR THE ROAD AHEAD
Let us help you navigate the next chapter in your life with confidence and peace of mind. We will be your financial partners helping you to build a secure and fulfilling future post-divorce life, and into retirement.
We do periodic meetings, after the divorce is completed, to verify that you are on track towards reaching your goals, and determine if any fine tuning of strategy is needed.
Through every step of the process, we use patience & understanding, and show you clear” next steps” that will make the process smoother for you. Then, we will help you move beyond your divorce.
Step #6 - TRANSITION PLANNING TO YOUR RETIREMENT
The Divorce Settlement Agreement is just the start of your new financial life. Women frequently ask us: Where do we go from here? It’s one where you must plan for your future, and potentially for your children and any aging parents.
The transition period after your divorce is often a struggle. Planning for your retirement as a single woman is challenging– from building an income stream for a longer lifespan– to budgeting for increased living expenses with rising health care costs. We will help you to demystify money management.
We’ll provide financial coaching services that will help you prepare for a financially secure retirement and achieve the kind of lifestyle you want.
During this time, financial education is paramount , as income is typically limited & there is less time for you to replace income or assets , and create needed retirement savings.
Our services will include one or more areas of the following:
- Getting You Financially Organized—Providing financial literacy for empowerment
- Identify & Overcome Money Obstacles
- Budgeting & Debt Management–Creating a financially sustainable future for yourself
- Retirement Support– Create choices using your funds for retirement, & any support payments
- Learn Tax Planning Steps, and Tax Avoidance Strategies
- Avoid Making Costly Financial and Tax Mistakes
WRAPPING UP:
These strategies offer you growth and greater flexibility of actions, and financial solutions. You can choose only the strategies that fits your needs to eliminate worries about your divorce and your future.
Let us know the ways we can help you. What are you waiting for? Give us a call to see what we can do for YOU!
Contact us by calling 860-414-5757; or speak directly with Harvey at 860-778-8168.